How bridging finance unlocks opportunity for SME development projects
Back to Blog 17 September 2025 4 minute read
For SME developers delivering residential projects in the $5m–$15m range, bridging finance is an opportunity to act when timing is critical. It allows developers to access funds to acquire a new site (one of the most time critical aspects of development), release capital from a project nearing completion, or to manage residual stock during the sales process.
Here’s how expert bridging finance can help you unlock project opportunities and grow your business.
1. Secure sites before approvals
High-quality sites don’t wait for slow finance. Bridging loans give you the speed and certainty to secure land or development sites while DA approvals are in progress. For developers operating at $5m–$15m project size, the ability to lock in the right site quickly is often the difference between winning and losing a project.
2. Free up capital with exit finance
Completed projects often tie up valuable equity. Bridging loans used as exit finance help developers refinance, release capital, and roll funds into the next opportunity. This is critical when you’re managing multiple projects in the $5m–$15m space, where momentum and liquidity matter.
3. Manage and sell residual stock strategically
Unsold stock can put unnecessary pressure on cashflow. Bridging finance provides breathing room so you can hold units longer, sell at the right price, and protect your margins. For higher-value projects, this can mean a significant difference to profitability.
CrowdProperty is your expert bridging finance partner
CrowdProperty offers bridging loans designed specifically for SME developers:
- Loans up to $15m
- Up to 75% LVR
- Terms up to 18 months
- Decision in principle (DiP) in 72 hours
- Backed by property professionals who understand development
For SME developers delivering $5m+ projects, bridging finance is more than a stopgap. It’s a strategic tool to unlock opportunity, free up capital, maximise project outcomes and, ultimately, grow your business.
Ready to secure your next site or unlock capital from a completed project?
