Earn up to 8.5% pa* target income return backed by first mortgage security

A ‘first mortgage security’ gives CrowdProperty the legal right to take ownership of a property in the unlikely event a property professional defaults on their loan repayments. first mortgage security is the highest level of security and gives CrowdProperty all the rights a mortgage company holds. We have first mortgage security on every project listed on our platform. This is an essential, non-negotiable criterion to ensure your funds are safe.

Our in-house property experts thoroughly assess each project proposal. We scrutinise the developer and any of their partners’ track records. Only the most promising projects, by the most experienced developers, receive an informal offer. CrowdProperty will only work up to certain loan-to-value and loan-to-cost percentages, and each project must meet our 20% profit-on-cost criteria.

Our in-house experts utilise almost 100 years’ industry experience to perform strict and rigorous checks on all project proposals. We work in partnership with borrowers until project completion. If a borrower were to default, CrowdProperty’s first mortgage security allows us to take ownership of the project. Here we would utilise industry experience to ensure the most suitable exit strategy was followed.