What is site acquisition finance and how does it work?
- Site acquisition finance provides specialist funding to help property developers secure development sites before or during the DA process. These loans are designed to bridge the gap between identifying a site and commencing construction, giving developers the capital certainty needed to act decisively.
- By funding the site purchase phase, acquisition loans allow developers to secure land without tying up equity — covering scenarios including auction finance, delayed settlements, and equity release on unencumbered or lightly mortgaged properties.
- With flexible loan terms up to 24 months, our financing supports developers from initial site purchase through to DA approval and construction commencement.
Why trust CrowdProperty with development financing and loans?
We’ve been in your position. When a site acquisition opportunity arises, speed and certainty can make the difference between closing the deal and losing it. CrowdProperty’s site acquisition finance is built for developers who need to move fast. We combine quick approvals, clear terms, and genuine expertise in site economics to help you secure the right site before someone else does. And we can help when you are ready to start construction.
- Speed: Receive a prompt ‘decision in principle’ (DiP)
- Expertise: CrowdProperty’s property team is made up of specialists in property development and acquisition, tailoring finance solutions to maximise developer outcomes
- Certainty: Products tailored across all stages of the development cycle, with institutional funding support ensuring no delays in settling land or when moving to construction.
- Flexibility: Loans structured to support auction finance, delayed settlements, joint ventures, and equity release scenarios
We offer:
- Transparency: No hidden fees, no surprises — just clear finance proposals you can understand
For all site acquisition loans, we offer:
- Loan sizes up to $15m
- LVR up to 75% of as-is valuation exclusive of GST (vacant Land up to 65%, habitable property up to 75%)
- Loan terms from 6 to 24 months (minimum term waived if you roll into a CrowdProperty construction loan)
- Competitive interest rates (from 8.50% per annum )
- Establishment fees from 1.50% exclusive of GST
- No exit fees (subject to minimum loan term)
- Seamless rollover into development construction finance
Features and benefits of site acquisition finance
- Streamlined application process Quick, efficient access to funds with an online application and fast indicative response.
- Flexible use of funds Covers auction finance, delayed settlement, land banking, option-triggering, and equity release on unencumbered or lightly mortgaged sites.
- Seamless transition to construction Minimum loan term waived when you roll into a CrowdProperty development construction loan, supporting project continuity.
- Expert due diligence and appraisal Projects assessed by property development professionals with 100+ years of combined experience, including assessment of sponsor risk, site geography, and exit strategy.
How it works and things to know
1. Application and evaluation
Submit your project details online. CrowdProperty’s property experts assess site viability, borrower experience, and exit strategy — including your path to DA approval and construction.
2. Funding
Once approved and agreed, projects are listed on the CrowdProperty platform, where investors pledge funds to the project loan.
3. Drawdown and rollover
Funds are drawn down upon settlement. On completion of the acquisition phase, you can repay the loan through site sale or refinance — or roll seamlessly into a CrowdProperty development construction loan.
