CrowdProperty Australia and Aura Real Estate Credit enter an alliance to fund Australian residential development
Back to Blog 18 December 2025 3 minute read
CrowdProperty, a specialist non-bank lender focused on first-mortgage residential development and bridging finance, has formalised an alliance with Aura Real Estate Credit, part of the Aura Group (“Aura”), to fund loans for Australian SME property developers.
The collaboration brings together CrowdProperty institutional-grade origination and loan management capabilities with Aura’s underwriting strength and deep experience in private real estate credit.
“Aura’s underwriting capability and disciplined credit culture make them an ideal partner as we continue to scale our funding of SME residential development on our Australian platform,” said David Ingram, founder and CEO of CrowdProperty. “This collaboration builds on our shared commitment to responsible lending, rigorous due diligence and delivering consistent, risk-adjusted returns for investors while solving a major funding gap for SME developers.”
Under the arrangement, Aura Real Estate Credit acts as the Lead Investor and Underwriter, funding 100% of loans that meets its credit criteria and retaining 51% or more participation in those loans. Aura also maintains step-in rights and primary oversight of enforcement, providing strong governance across the portfolio.
CrowdProperty will continue in its role as Loan Originator and Manager, responsible for origination, credit assessment, structuring, construction monitoring and loan servicing. All projects are originated by CrowdProperty and managed on their proprietary, in house technology platform, providing transparency and robust portfolio reporting to co-investors.
Stanley Hsieh, Managing Director of Real Estate Credit at Aura, said the alliance supports Aura’s long-term commitment to the Australian private credit market.
“We are focused on financing Australia’s “Missing Middle”, the segment bridging the gap between large institutional projects and smaller private developments.
“This funding gap presents ongoing opportunities for alternative lenders to support quality, well-secured development projects — while investors gain access to attractive, risk-adjusted income streams backed by real assets.”
As part of the structure, eligible loans are made available for up to 49% co-investment from aligned wholesale and institutional investors on a pari-passu basis with Aura. Co-investors receive full access to project information and construction updates via CrowdProperty’s digital platform.
