What is development construction finance and how does it work?
- Development construction finance provides the essential, specialist funding needed to deliver DA-approved property projects. These loans are designed to fund construction, subdivision, and soft development costs, helping developers overcome capital shortfalls and keep projects moving.
- By funding the build phase, development loans ensure you can commence and continue construction without financial strain. This includes covering build costs for residential developments, subdivision works, or specialist housing like SDA and co-living projects.
- With flexible loan terms up to 24 months, our financing supports project continuity, reduces delays, and ensures successful completion.
Why trust CrowdProperty with development construction financing and loans?
CrowdProperty’s solution for DA-approved property development projects is centred on providing finance with speed, expertise, and certainty.
- Speed: Receive a ‘decision in principle’ (DiP) within 72 hours
- Expertise: CrowdProperty’s property team is made up of specialists in property development and construction, tailoring finance solutions to maximise developers profits
- Certainty: Multiple products tailored for all stages of the development cycle;
- Institutional funding support ensures no delays during construction drawdowns
We also offer:
- Flexibility: Loans structured to support a wide variety of projects and cashflow needs
- Transparency: No hidden fees, no surprises, just clear finance proposals you can understand
For all development loans, we offer:
- Loan sizes up to $15m
- LVR up to 75% of GRV
- Loan terms up to 24 months
- Competitive interest rates from 8.50%
- Establishment fees from 1.65% incl. GST
- No exit fees (subject to minimum loan term)
- Customised retained interest solutions
Features and benefits of development construction finance
- Streamlined application process
Quick, efficient access to funds with an online application and fast indicative response.
- Flexible structures
Capitalised interest, balloon repayments, and partial repayments accepted. Interest charging can be customised to smooth cashflow across project phases.
- No presales required (in most cases)
Most projects don’t require presales, giving developers greater flexibility.
- Expert due diligence and appraisal
Projects assessed by property development professionals with 100+ years’ combined experience.
How it works and things to know
Apply for finance
1. Application and evaluation
Developers submit project details online. CrowdProperty’s property experts assess project feasibility, experience, and exit strategy.
2. Funding
Once approved and agreed, projects are listed on the CrowdProperty platform, where investors pledge funds to the project loan.
3. Drawdown and completion
Loans are drawn down in stages aligned with project milestones. On completion, the loan and interest are repaid through the agreed project exit plan.
