Introducing the CrowdProperty Residential Property Income Fund
Back to Blog 4 November 2025 3 minute read
We’re pleased to announce the launch of the CrowdProperty Residential Property Income Fund, an updated pooled fund that aims to achieve attractive monthly target income returns* for wholesale investors — backed by first mortgages over Australian residential property.
This fund represents an important evolution in how we support both investors and SME property developers. The underlying investment strategy is about providing wholesale investors with access to short-term, first mortgage loans that fund quality residential property projects across Australia.
Key fund features
- Monthly income — investors receive distributions monthly instead of quarterly, providing a smoother cash flow profile
- Diversification — capital is deployed across multiple projects, borrowers, geographies, and loan terms to maturity
- Scalability and growth — the fund structure supports broader distribution, including access via third-party investment platforms
- Clearer benchmark — the fund has a target return of RBA Cash Rate + 4–5% p.a., currently translating to 9.5% p.a. net of fees
Importantly, CrowdProperty manages the fund with its rigorous 57-step due diligence process, SME development specialist team, first mortgage security over every loan, and a strong track record of delivering consistent income without loss of capital or interest since inception.
How investors benefit
The CrowdProperty Residential Property Income Fund is one of a small number of private debt funds in Australia specialising in small-to-medium-scale residential property developments such as townhouses, duplexes, and low-rise projects.
For wholesale investors, this means:
- Exposure to the property development sector without direct development risk
- The potential for attractive, risk-adjusted income streams
- Short loan terms of 6–18 months
- Capital protected by first mortgage security
Building the homes Australia needs
By investing in the CrowdProperty Residential Property Income Fund, you’re not only targeting attractive monthly income, you’re also helping to fund the homes Australia needs. SME residential developers, particularly in the $5m to $15m project range, are crucial to meeting the government’s target of 1.2 million new, well-located homes over the next five years, yet they face increasing challenges accessing finance.
Through this fund, investors can support those developers while benefitting from secured, income-generating investments.
To find out more and download the fund fact sheet, visit the CrowdProperty Residential Property Income Fund page.
*This Fund is open to wholesale investors only as defined by the Corporations Act 2001. Target returns, not forecast or guaranteed returns. Terms, conditions, and risks apply.
