What are the costs associated with these loans?

Back to Blog 18 April 2026 1 minute read

Other than the interest rate and success fee, all other costs are ‘at cost’  i.e. we don’t seek to profit from them!

As a rough guide, the initial financier’s report is typically between $2,000 & $4,000 plus GST depending on the size of the project; QS reports required for drawdown payments are typically around $1000 plus GST (the number required depends on the drawdown structure); and legals will be around 0.5% of loan amount, typically around $8000 plus GST. Finally on exit, a charge is levied by the Land Titles office to redeem the first mortgage, which is paid directly to the appropriate state Titles office at cost, typically around $500 plus GST. If a specialist project requires a separate Trust or Special Purpose Vehicle then the developer should factor in any set up or wind up costs which would be a project expense.

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