Bridging finance

CrowdProperty offers fast, expert, and transparent bridging loans tailored to the needs of SME developers. Whether you’re acquiring a site, waiting on approvals, or freeing up capital from completed projects, our bridging finance is designed to keep your pipeline moving.

What is a bridging finance?

Bridging loans are short-term funding solutions that help property developers bridge the gap between today’s opportunity and tomorrow’s project finance. They provide fast access to capital, helping you:

  • Secure a site quickly before development approvals (DA) are in place.
  • Hold and sell residual stock without pressure.
  • Refinance completed projects with exit finance.

Product highlights

  • Loan sizes: $750k – $5m (site acquisition); $1m – $15m (residual stock, exit finance)
  • Maximum LVR: Up to 75% (as-is value or GRV, depending on purpose)
  • Loan term: Up to 18 months
  • Rates from: See fact sheet
  • Establishment fee: 1.5% – 3% + GST
  • Repayments: Capitalised interest with option for serviced interest after 3 months
  • Locations: Capital cities, regional centres >200k population, and eastern seaboard regions within 100km of a capital city

Why trust CrowdProperty for bridging loans and financing?

CrowdProperty addresses the need for speed and expertise in SME development lending, critical factors for property developers.

  • Speed: Decision in Principle (DiP) within five days
  • Expertise: 100+ years of combined property development experience
  • Flexibility: Loans structured around your project needs
  • Transparency: One simple establishment fee — no hidden costs

This blend of speed, expertise and certainty makes CrowdProperty an ideal choice for bridging finance for SME property developers.

Benefits of CrowdProperty bridging loan and finance

Flexibility to keep your projects moving

  • Bridging finance for property developers can provide quick access to funds so you can maintain momentum and achieve project milestones.

Expert support and advice

  • CrowdProperty offers expert support throughout the finance process and the whole project.

Fast and efficient processes

  • Speed, expertise and certainty means indicative answers within five days.

Expertise from property professionals

  • The CrowdProperty team has over 100 years of combined property development expertise. 

How it works and things to know

CrowdProperty streamlines the project finance process for property developers, offering a quick, expert, transparent approach to securing funds for property development projects. Here’s how it works:

1. Application, evaluation

Developers submit project details online. CrowdProperty’s expert property team assess each project’s feasibility.

2. Funding

Once a project loan is approved, it’s listed on the CrowdProperty platform. Investors pledge funds to the project loan.

3. Project completion

Once the loan is issued, CrowdProperty monitors progress and manages draw downs. On completion, the loan and interest is repaid.