
Our Residential Property Income Fund
Are you a wholesale investor (as defined by the Corporations Act) looking for opportunities in residential real estate debt? At CrowdProperty, we’ve designed the Residential Property Income Fund exclusively for wholesale investors.
The fund offers access to risk adjusted target income returns available from investments in loans secured by registered first mortgages, held over Australian residential property. All loans are sourced, assessed, and managed by CrowdProperty, specialists in SME residential development and finance.
Read on to discover how the Residential Property Income Fund can support your investment objectives.

Why invest in the Residential Property Income Fund?
- The major banks are retreating from funding small-to-medium property developers, creating a gap in the market.
- The Australian government has set a target to build 1.2 million new, well-located homes over five years from July 2024.
- For more than half of SME property developers, access to finance remains one of the biggest barriers to delivering new homes (CrowdProperty SME Developer Survey 2025).
By investing in this fund, you’re backing the delivery of much-needed housing while targeting reliable, risk-adjusted returns.

Features and benefits of the Residential Property Income Fund
We consider the key benefits of the fund to be:
- Monthly distributions
Income is distributed monthly.* - Invest from $25,000
Minimum investment $25,000, with additional investments from $2,500. - Diversified exposure
Capital is deployed across multiple project loans, diversifying by borrower, geography, loan type, and loan term. - First mortgage security
Every loan is secured by a registered first mortgage. - Professionally managed loans
All loans managed by CrowdProperty Pty Ltd, experienced professionals in property development and construction. - Rigorous due diligence
Each project undergoes CrowdProperty’s proprietary 57-step credit assessment conducted by in-house property specialists.
- Conservative LVRs
- No management fee
Returns are net of fees

How to get started
Getting started with the Residential Property Income Fund is simple:
- Request the Information Memorandum and confirm your wholesale investor status.
- Complete the registration process via the CrowdProperty platform.
- Assign funds and begin earning monthly income distributions.